Value Makers · RK & Kelike Castillo

Raise Kids Who Create Value Instead of Becoming Selfish Little Takers

Research-backed playbooks and a community for parents who want their kids to grow up financially independent, entrepreneurially minded, and genuinely generous.

Even if you're still figuring it out yourself.

The Problem

Most kids grow up learning money habits by accident. Yours don't have to.

If any of these feel familiar, you're not alone — and you're not failing. You're just missing a framework nobody handed you either.

"My kid thinks money just comes from the ATM. I don't even know where to start."

"The allowance system I set up lasted two weeks. Now I just hand over cash and feel guilty about it."

"I've said 'go do your chores' so many times it's lost all meaning. I'm basically background noise."

"I'm terrified I'm going to raise a kid who hits 25 with no idea how to handle money — and it'll be my fault."

The Guide

We're Not Experts. We're Parents Who Got Tired of Winging It.

RK
RK & Kelike Castillo
Parents first. Researchers second. Figuring it out together.
We don't have finance degrees. We're not certified money coaches. What we are is two parents who got tired of lectures not landing, chore systems falling apart after four days, and saving conversations that went nowhere. So we went looking for what the research actually says — and turned it into experiments any parent can run. That's Value Makers.
The Plan

Three Playbooks. One Community. A Simple Path Forward.

01

Start the Money Conversation

The Money Talk Playbook gives you research-backed experiments and word-for-word scripts to start reaching how your kid actually thinks about money.

02

Build the Saving Habit

Get It to Stick shows you why the jar stops working — and creates the emotional conditions that make saving feel rewarding instead of like a punishment.

03

End the Nagging for Good

The No-Nag Playbook changes the math on chores and allowance — so your kids contribute because they're part of a family, not because you reminded them 11 times.

04

Keep Going Together

Join the Value Makers community of parents running the same experiments, sharing what's working, and raising kids who understand what money is actually for.

The Playbooks

Everything You Need to Start — This Week

Playbook 01

The Money Talk Playbook

Research-backed experiments and scripts for parents who've tried explaining money to their kids — and watched it not stick. Start the conversation that actually lands.

Get the Playbook for $17 →
Playbook 02

Get It to Stick: The Kids & Saving Playbook

Why the savings jar stops working — and what to do instead. Creates the feeling of saving before you ever explain the concept. For kids ages 5 through 13+.

Get the Playbook for $17 →
Playbook 03

No-Nag Playbook: Chores & Allowance That Actually Work

The Two Lists framework that separates contribution from compensation — and the consequence structure that ends the daily nagging loop for good.

Get the Playbook for $17 →
Community

Value Makers Skool Community

Raising Kids Who Understand Money. Join parents who are done winging it — sharing what's working, what flopped, and what their kids actually said when they ran the experiment.

Join the Community →

Each playbook is $17. Instant PDF download. 100% money-back guarantee.

What's at Stake

The difference between a child who understands money and one who doesn't isn't talent. It's the small moments.

With Value Makers

Your kid sees money as a tool — something to earn, manage, and use intentionally

Chores happen without you becoming the reminder, the enforcer, and the one who gives up

Saving feels rewarding — because your child chose the goal themselves

Money conversations happen at dinner, not just during crises

Your kid leaves your house one day knowing how to contribute, earn, save, and give

Without It

Every dollar disappears the second it lands in their hands — usually at the dollar store

You're still nagging at 5pm, 6pm, and again at dinner — every single day

The chore chart lasts four days. The saving jar sits empty. The allowance system collapses

Money stays a source of stress and argument — never a normal family conversation

Your kid hits adulthood spending every dollar they earn and wondering why nothing adds up

The Community

You Don't Have to Figure This Out Alone

Every parent in this community is running the same experiments, asking the same questions, and raising kids in real families — not a parenting book.

Value Makers Skool Community

Raising Kids Who Understand Money

Join parents who are done winging it — sharing what's working, what flopped, and what their kids actually said when they ran the experiment.

Join the Community →